A s s e t S t r e a m
The Global Decentralized Peer To Peer Microfinance Platform, Replacing Intermediaries With Blockchain Technology
Public Presale on
May 27, 2019 (UTC+8)
0%
SOFT CAP

144,000,000 AST

HARD CAP

2,100,000,000 AST

TOTAL RAISED

AST

SOFT CAP

144,000,000 AST

HARD CAP

2,100,000,000 AST

TOTAL RAISED

AST

Public Presale Starts in
Days
Hours
Minutes
Seconds

We Accept :

United States Dollar (USD)
Bitcoin (BTC)
Etherium (ETH)
Bitcoin Cash (BCH)
PARTNERS

Strategic Partners

PICO THAILAND

PICO Finance Association The integration of a group of entrepreneurs across Thailand that received a license and a permit in progress. Base on over 300 companies in 2019. Followed the policy of credit support Pico Finance of the government of the country.

CreditOK

Credit OK is a Thai fintech startup with the mission to unlock working capitals for micro-entrepreneurs & enterprises in South East Asia. With around 400 million micro-entrepreneurs & enterprises in Southeast Asia & with the rise of alternative data, we want to leverage it to help assess them to get working capital financing and improve their cash flow & business through deep credit scoring with alternative data & lending platform.

In Collaboration With

Learn what makes AssetStream the revolution in P2P lending
SOCIAL IMPACT

Rewarding

Without intermediaries, the AssetStream Platform offers at least 0.75% upto 4% monthly yield from your investment

Diversified

The AssetStream platform assembles SMEs from different industries, meaning that you can diversify your investment and risk.

Reliable

A Self Regulated community with verified profiles and blockchain technology, greatly reduces the risks correlated with non profit loans

Regular

Lenders receive their return on investment on a monthly basis and can convert it immediately to their origin cryptocurrency

Less is more

Directly offer your suggeted interest rate to the community without any intermediaries

Flexible

Create contracts, choose the intrest rate, conditions and duration as a borrower

Quick

The AssetStream Platform automatically matches small loan requests with Lenders who set up the small loan lender preferences. The result is almost instant loan approval. The automatic matching feature is currently still under development and will be added in the future

Effortless

The loan application process is much lighter, compared to that of most financial institutions, yet it is secure enough to prevent the community from harm

Empowerment

Making profit with the AssetStream platform is simple. For every project you accept AssetStream will reward you for your service with a cut of the interest

Entrepreneurship

All borrowers on the platform have gone through a credit rating and KYC process before they are allowed to utilize the platform, creating a verified community. Incase of NPL AssetStream will compensate you with the collateral of that loan

Self development

With a platform full of borrowers at your display you will be able to reach out to more borrowers and increase your returns

Financial literacy

Incase a borrower does not fulfill its duty and legal action is required. AssetStream will provide 360° support for the Local Agency during the legal process

WHAT INDUSTRY LEADERS HAVE TO SAY?
  • Renaud Laplanche

    CEO and founder of Lending Club
    The idea is that the part of the rate cut will be absorbed by lower defaults.
  • Henri Arslanian

    Fintech Aficionado, Chairman of FinTech Association of Hong Kong
    Bankers of the future and those who will shape the prospect of this industry, are not going to be your traditional bankers but rather designers, programmers and creative thinkers.
  • Alex Mashinsky

    CEO & Founder of Celsius Network
    Blockchain disrupts traditional borders and regulatory barriers and replaces them with systems that do what is in the best interest of its members.
  • Bill Sinclair

    CEO of SALT Lending
    We’ve always had an impression that one day we'd be able to lend anywhere on earth.
  • Spiros Margaris

    Fintech Expert
    Fintech Industry has a potential to have its largest positive impact on the lives of the unbanked of this world. And That's, In my eyes, is the magic in process.
  • Cesar A. Hidalgo

    Associate Professor and leads the Collective Learning group at MIT
    Technologies that change society are technologies that change interactions between people.
PLATFORM WORKFLOW

TEAM
THANIN PIROMWARD
Founder, Head of IT & Development
KEN PHIROMWAD
Co-Founder, Head of Strategy & Marketing
DIDIER BOSMANS
Co-Founder, Head of Communication
TUN SANTIANUCHIT
Co-Founder, Managing Partner
NUTTHAPON SIRIPAIBOON
Senior Application Development Manager
CHUTHIYA PITTHAYAPITUK
Senior Project Manager
ATIWAT YUWITAYA
Business Development Manager
ADVISORS
Dr. Chatchai Thnarudee

CEO JP Insurance

Dr. Chatchai is a strategic, innovative and transformational business leader with over 22 years' experience including managing global teams and having international leadership experiences in the USA, New Zealand, Cambodia, China, Bangladesh, Vietnam, Myanmar and Thailand, and across industries: Banking, Insurance, Oil & Gas, Energy, Management & Strategy Consulting, Organizational Change Management & Transformation Consulting, Manufacturing, Start-up, Digital & Information Technology.

Sean Kor

Managing Director, Trinide

Sean’s background in computing and four years of experience in the blockchain industry enables him to provide unique insights in the evolving technology sector, hardening the fundamentals of Trinide - a technology consultancy firm that helps traditional industry leaders with their digital transformation and transition into a blockchain-powered ecosystem.

Karnika E. Yashwant

Founder & CEO, KEY Difference Media

KEY is one of the rare genuine Blockchain and crypto authorities. While many have stepped on the stage since the technology's mainstream growth –KEY has been investing in, working with, advising and running campaigns for industry projects since 2013. He’s a multi-award winning entrepreneur and CEO and holds an advisory or executive position in some of the top industry brands (including NewsBTC). His firm, KEY Difference Media, has been recognized in dozens of 'top ICO firms' and 'top ICO advisor' lists across the years. Furthermore, KEY is genuinely passionate about the opportunities provided by the Blockchain technology. He speaks at universities and business clubs regularly and has authored countless industry articles that can be found online.

Jun Chi

Co-Founder, Trinide

A blockchain advocate with a strong background in engineering. Jun Chi is responsible for implementing strategic initiatives and solutions for companies. His strength lies in developing relationships, lead generation and sales. He currently holds a bachelor of engineering.

BONUS TOKENS

  • TOTAL TOKENS
    180M AST
    May 27 - 31
    Presale
  • TOTAL TOKENS
    240M AST
    Jun 1 - 5
    1st Round
  • TOTAL TOKENS
    240M AST
    Jun 6 - 10
    2nd Round
  • TOTAL TOKENS
    240M AST
    Jun 11 - 15
    3rd Round
  • TOTAL TOKENS
    240M AST
    Jun 16 - 20
    4th Round
  • TOTAL TOKENS
    240M AST
    Jun 21 - 25
    5th Round
  • TOTAL TOKENS
    240M AST
    Jun 26 - 30
    6th Round
  • TOTAL TOKENS
    240M AST
    Jul 1 - 5
    7th Round
  • TOTAL TOKENS
    240M AST
    Jul 6 - Until Hard Cap Reached
    8th Round
TOKEN INFORMATION
Token Distribution
ICO (64%)
Bounty (1%)
Management & Advisory (15%)
Product Development (4%)
Marketing & PR (8%)
Business Development (5%)
Legal (3%)

Token Sale

%

Bounty

%

Management & Advisory

%

Product & Business Development

%

Marketing & PR

%

AssetStream Token
Hard Cap

2.1 Billion

AssetStream Token
Soft Cap

144 Million

Accepted purchase methods

United States Dollar (USD)
Bitcoin (BTC)
Etherium (ETH)
Bitcoin Cash (BCH)
Token Name : AST
Bonus System : Yes
Accepted Currencies : FIAT, BTC, ETH, BCH
Know Your Customer (KYC) : Yes
Total Tokens : 3,300,000,000 Tokens
Min/Max Personal Cap : 0.01 ETH / Unlimited

100% Guarantee Withdrawable

Commission Free

Fast and Accuracy

High Security

ROADMAP
  • Four co-founders founded the AssetStream project as a great potential solution for the low-income communities in developing countries who are struggling with the loan shark problem.
  • After fundamental researches a proof of concept had been created.
  • The proof of concept reached legal and technical viability.
  • During this period the AssetStream project evolved from a potential side project to a fully self-funded project, geared towards launching in 2019.
  • The recruitment team recruits professionals and specialist from Belgium, South Korea, Thailand, Singapore, Philippines and many more location around the world.
  • Start development process of the AssetStream platform prototype.
  • Selected Thailand as flagship region due to compliance of law, norm, customer behavior, market size.
  • Reached the demonstration version of platform infused with blockchain technology.
  • Approached potential partners with demonstration version of the platform.
  • Reached an agreement with the first strategic partners, Thailand PICO Finance Association (Consists with 1000+ money lending company).
  • Approached the public as the AssetStream Platform aiming towards offering an alternative finance solution to customers in developing countries.
  • Attended Hong Kong Fintech week 2018.
  • Attended as one of the premium exhibitors at Consensus 2018 Singapore.
  • Attended as one of speakers during ‘BlockChain Innovation Tour’ promoting the AssetStream platform in Malaysia, Philippines, Vietnam, Thailand, Singapore.
  • AssetStream Platform with its strategic partners (Finanigo, Pico Finance Association Thailand) held the press conference event in target market.
  • Determined the Launching date of the AssetStream Platform and AssetStream Token (AST) Token Distribution.
  • Start online advertising and public relation campaigns.
  • Launch AssetStream social channels including Youtube, Facebook Fanpage, Twitter, Instagram, Telegram Group, Wechat, Line Official.
  • Start development of AssetStream platform mobile version.
  • Contributing Money/BlockChain expos around the world to meet the potential investors and platform users in person.
  • May - AssetStream Token (AST) Token Distribution takes place.
  • June - The AssetStream Platform is fully operational.
  • July - AssetStream’s first monthly pay out to Lenders.
  • Listing AssetStream Token(AST) on external 3rd party Exchange.
  • Contribute Money/BlockChain expos around the globe to meet the potential investors and platform users in person.
  • Announce the 2nd and 3rd target market (Potentially Vietnam, Philippines) with its strategic partners.
  • AssetStream Platform with its strategic partners hold a press conference event in both target market.
  • Contribute Money/BlockChain expos around the globe to meet the potential investors and platform users in person.
  • October - New volume of AssetStream Token (AST) Token Distribution takes place.
  • November - Platform functions for 2nd and 3rd target are fully operational.
  • December - 2nd and 3rd target market first monthly payout to its lenders.
  • Contribute Money/BlockChain expos around the globe to meet the potential investors and platform users in person.
  • AssetStream Platform beta test the features of peer to peer lending and start launching from the best situation of the target market.
  • AssetStream becomes a full functioning versatile global lending platform together with the regional strategic partners.
  • Start online advertising and public relation campaigns.
  • Launching of AssetStream platform on mobile to the available market.
  • Together with its local strategic partners, Assetstream expands its territory of service.
  • The AssetStream platform can expand itself entering credit scoring, banking business base on user data of the platform.
  • Pursue the social mission as social enterprise to apply basic financial education to developing countries to help prevent people from making financial mistakes and reduce reliability on loan sharks which improves the overall living quality.
Press
With 139 million clients and a credit portfolio of USD 114 billion in 2017, microfinance has reaffirmed its position as a key tool in the financial inclusion of marginalized populations.
The global microfinance market is anticipated to witness steady growth over the forecast period (2017 to 2025). This growth can be attributed to the rapid rise in the number of small and medium enterprises (SMEs). Developing markets will drive expansion, a trend expected to continue until (and perhaps beyond) 2022, by which point the IMF expects annual growth for this group to have reached 5%.
The global microfinance market is anticipated to witness steady growth over the forecast period (2017 to 2025). This growth can be attributed to the rapid rise in the number of small and medium enterprises (SMEs).
Developing markets will drive expansion, a trend expected to continue until (and perhaps beyond) 2022, by which point the IMF expects annual growth for this group to have reached 5%.
The global microfinance market is anticipated to witness steady growth over the forecast period (2017 to 2025). This growth can be attributed to the rapid rise in the number of small and medium enterprises (SMEs).
Developing markets will drive expansion, a trend expected to continue until (and perhaps beyond) 2022, by which point the IMF expects annual growth for this group to have reached 5%.
The beauty of blockchain is that it’s steadily making its way through communities and now seeking to engage 1.7 Billion unbanked productive individuals through making funds accessible to micro, small and medium enterprises.
By using blockchain technology for microfinancing, AssetStream will create a layer of trust and security between borrowers and lenders. It is a new paradigm of the finance business to connect with the individual lender while enabling a new source of finances for small enterprises to fuel global economic growth anywhere, anytime.
Keeping the Integrity of the Space Intact
There was a report that went around in the closing months of 2018 that it is very easy for a blockchain startup that is launching a token sale to buy a good rating on popular ICO rating websites. Well, that may be the case for some, believing that all it takes to succeed in the crypto space is an endorsement from an ICO rating site. That’s when the chips begin to fall.
355 Million Overseas Workers Need Flexible Remittance Alternatives
By using blockchain technology for microfinancing, AssetStream, global decentralized P2P microfinance platform, set to create a layer of trust and security between borrowers and lenders.
AssetStream will expand it to a full P2P network which will include the local communities that can take personal loans.
AssetStream (AS) is a team of experts that have vast experience within the emerging market. By leveraging on the blockchain, AssetStream aims to reduce poverty and bring financial inclusion by providing unbanked people with access to financial services. AssetStream will expand it to a full P2P network which will include the local communities that can take personal loans.
Impact of Microfinance on 20% of the Adult Population in Africa and Asia
Microfinancing has been hailed as very successful in enabling the poor to access credit and other financial services. According to a World Bank report, up to 20% of the adult population in Africa and Asia get all their financial services through micro-financing entities.Microfinancing could, however, do even better with technologies like blockchain. One of the blockchain microfinancing use cases is AssetStream, a P2P lending platform with a global reach to the unbanked and established partners as agents.
How Do You Figure Out Poverty and Profit In the Midst of Cancer
“When there are three billion people surviving on $2 or less a day, reaching a few thousand is like aspirin in the face of raging cancer,” laments one concerned citizen when told of the advances being made in the field of microfinance.That’s truly a frightening projection for the poor when people think of them as a herd clamoring for help, unable to do anything for themselves. Here’s the thing: Sometimes the smallest step in the right direction ends up being the biggest step of your life. We all need to step up to help the poor in our own sustainable way.
Finanigo Cooperating with PICO Finance to Provide Fund with Fintech
Finanigo cooperated with PICO Finance to launch credits to over 900 branches of association members all over the country. Start with the quarter 2/2019 in establishing the credit of 1-20 million baht/person with an interest rate of 15% per year and a total credit goal of 400 million baht in this year.
The 1.7 Billion Unbanked Will Be Able To Invest In Property Backed Security Tokens
Max Property Group Signs Collaboration Agreement with AssetStream Giving Developing World Citizens Equal Investment Opportunities PRESS RELEASE — Max Property Group (MPG), a group of real estate professionals working to make property investing safer, cheaper and easier, closed ranks with AssetStream (AS), a micro-finance platform serving customers in the developing world. Together they are using technologies such as Blockchain and Cryptocurrency to even the playing field for investors across the globe.
This ICO Rating platform is for the community, by the community.
Believing in the AssetStream mandate and that for a viable transparent system of ICO Rating, crypto enthusiasts, developers, entrepreneurs, researchers, and investors harmoniously gather to give an evaluation based on the CRPT.IO rating system, culled from several reliable systems of rating ICOs. They aim to “narrow down community choices” by using due diligence, with their expertise. This ICO Rating platform is for the community, by the community.
FREQUENTLY ASKED QUESTIONS
AssetStream is a Peer-to-Peer microfinance platform utilizing Blockchain as the core enabling technology. AssetStream aims to be a perfect market for the P2P Lending Platform where both borrower and lender will have enough information to make the transaction anywhere and anyhow in a secure and transparent manner.
An AssetStream Token (AST) is a STELLAR based crypto token, designed for fast trading and with a low confirmation cost. Beside being tradeable in the major cryptocurrency exchange, AST also acts as a medium for lending on the AssetStream Platform.
AssetStream aims to solve the loan shark problem by creating a sustainable microfinance platform where the community takes the lead.By bringing investors and businesses from all over the world together, eliminating the middleman, and at the same time, reducing the risk for both investors and recipients.
AssetStream accepts Fiat Money, BitCoin, Ethereum and BitCoin Cash.
As a policy against unwelcome behavior users need to enable the Google Authenticator(2FA) before any transactions are permitted. The highest level of account security will be the 24 wording security and will automatically be activated after registering. The 24 wording security has the ability to disable 2FA from the account. Important notice, Please save the 24 wording security somewhere secure and write it down as it will only appear one time when it needs to be verified and you might need use it in the future.
AssetStream will generate revenue from matching the needs of the Lenders and Borrowers who use the platform. Exchange fees together with a platform fee will be charged to maintain, facilitate and continue the development of the platform.
AssetStream Tokens are obtainable via our Token crowdsale (Initial Coin Offering) from 27 May 2019 onwards. A certain amount of tokens is available for participants though our promotional Campaigns.
A total of 3.3 billion (3,300,000,000) tokens are generated for this project. 64% of the tokens will be sold in the ICO, 15% reserved for Management and Advisory, 12% reserved and will gradually be used for Project Development, including transactions with Partners, 8% for the Marketing and PR, 1% for the Bounty Campaign as rewards for Bounty participants.
Soft Cap 144000000 AST
Hard Cap 2100000000 AST
0% TOTAL RAISED AST
PRESALE STARTS IN MAY 27, 2019
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